Finance Center

In Financing, We've Been Doing "Right by You" For 50 Years!

Once you decide on the right new Ford or a quality used vehicle, the most important question becomes: "How should I pay for it?" At Kerry Ford in Cincinnati OH, we have two good financing choices for you: A car loan or a lease. Both have advantages and either might work but only one will work best for you. The experts in our Finance Center have a knack for explaining your choices simply so your decision can become a lot easier and clearer.

Some Advantages of a Loan

One reason a car loan can be a better deal is because a loan helps you build cash value or "ownership" in your vehicle. When you build cash value with regular loan payments, that money can help you buy your next car. That way, you next car can cost a lot less than if you lease your present car, since leasing doesn't build any cash value for customers in Springdale and Fairfield OH. Plus, making car loan payments on time helps raise your credit score.

Some Advantages of a Lease

The big attraction of a lease for most people is that your monthly lease payments will be less than loan payments. If creating more monthly cash flow is a priority, a lease can help do that by reducing your monthly car payment. Another lease feature people like is that you can just drop off your leased Ford at the end of your lease - usually 36 months - sign up for a new lease and drive home to Hamilton or West Chester OH in another new Ford.

Your first steps: Value your trade and apply for financing

The real price of your next car is the final price minus the value of your trade-in vehicle. Right now, we're paying more than ever for used cars so it's a great time to trade-in your car, truck or SUV.  Then submit our financing application to see how much of a loan or a lease you can qualify for.

We can help you qualify for financing and get the best available deal

Talk with the experts in our Finance Center about your financial goals and we'll help you qualify quickly for the loan or lease that fits you best. We can also tap into our network of lending contacts in Cincinnati OH and beyond to help you find the best available loan or lease package. That's another important way we're working hard to do "Right by you."

We'll do "Right by you" even if you have bad credit or non-existent credit

Have you run into financial problems? Are you credit-challenged? We know anyone can have hard times and we'll work with you to help you get the financing you need, even if you have shaky credit, a poor credit rating or no credit at all. We're not here to judge you. We're here to help you, regardless of your financial situation. At Kerry Ford, we want to see you get the right vehicle in a way that helps build back your credit over time.

Financing is a key reason to shop with us but it's not the only reason

Why shop with us? One, because of our outstanding inventory of new and pre-owned cars. Two, because we help you, we don't pressure you - and that includes our approach to financing. Browse our latest selection and schedule a test drive soon at Kerry Ford in Cincinnati OH.

Shop New Ford Models

Browse Inventory

Shop Pre-Owned Models

Browse Inventory

Value Your Trade

Value Your Trade

Apply for Credit

Apply for Credit
  1. Kerry Ford Inc

    155 West Kemper
    Cincinnati, OH 45246

    • Sales: (513) 671-6400
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Get in Touch

  • Contact our Sales Department at: (513) 671-6400
  • Monday9am-8pm
  • Tuesday9am-8pm
  • Wednesday9am-8pm
  • Thursday9am-8pm
  • Friday9am-7pm
  • Saturday9am-7pm
  • Sunday12pm-5pm